
Exchange Bank

self-service banking
self-service banking
Log in with Face ID or your fingerprint, and handle most banking transactions from your mobile phone – transfer funds, deposit checks, schedule payments and more. Mobile Banking. Make a loan payment. Reorder checks.

new horizons travel club
what is it?
Discounted group travel opportunities, as well as exceptional products and services to meet many or all of your financial needs. New Horizons Travel Club.

personal lending
consumer loans
Finance your next purchase, consolidate debt or build credit with a consumer loan. Explore Consumer Loans.

premier investing services
It's best to invest
Help plan for your future goals, save and grow your investments. Investment Services.

mortgage loans
mortgage options
Our online application process is conveniently designed to allow you to stop anytime and pick up where you left off. We're here to help you find the exact loan to meet your specific needs. Apply online.

Personal checking solutions
checking options
All our Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay and E-statements. We are constantly looking at ways to make our customer's lives easier through new technology and exceptional customer service.

We are just good people at Exchange Bank.
Missy Swicord, Vice President/Branch Manager of EXCHANGE BANK Northside, moved to Milledgeville in 1987 from Summerville, South Carolina and knew instantly that it would be her permanent home. Missy says, “The friendly manner in which we, Milly, as a community, embrace our visitors and transplants is impeccable and second to no other small community. We have it all, schools, colleges, universities, diverse community, and long-standing citizens that stand up for the right and the good of the people!”
A graduate from GCSU and student athlete, Missy is a 6 time All American – Gymnastics Athlete and was inducted into to the GCSU Athletic Hall of Fame in 2008. In 1999, Missy Graduated from the Georgia Bankers Association's Banking Operations School. In 2008, she Graduated Georgia Bankers Association's Banking School. Missy is currently Vice President and Branch Manager at Exchange Bank of Northside with 22 years of service to Exchange Bank.
In 2009, Missy accomplished her life-long dream of opening her own gymnasium. Through Lake Country Gymnastics, Missy works hard to grow not just great athletes but hard-working, dependable and self-disciplined citizens.
Deeply involved in our community, Missy currently is an active member of Milledgeville Exchange Club and serves as Chair of the Board for the Downtown Development Authority. Missy is a graduate of Leadership Baldwin and served as a Milledgeville-Baldwin County Chamber of Commerce Ambassador. Missy has served numerous boards in our community including: Family Connection, Community in Schools, Milledgeville Exchange Club, Downtown Development Authority.
Missy’s unique background and experiences grant her the ability to connect with customers in a way that makes them feel right at home.
Employee Highlights

Let’s build your dream home together
We make it easy to finance your new home with competitive rates, friendly service and guidance.

SBA PPP REsponse
SBA and PPP Loans
Exchange Bank is proud to help our local business owners during the COVID-19 pandemic with our implementation of the Payroll Protection Program.

STRONGER together
Stronger TOGETHER
During the COVID-19 pandemic, Exchange Bank provided over 50 care packages to many local organizations.

United way of central Georgia
Exchange bank's united way campaign
Our employees are committed to supporting our local communities. Every year, our employees participate in payroll deduction donations throughout the year to help raise money for the United Way of Central Georgia. Each year more than $11,000 is donated by our employees.
We Care About the Community
Exchange Bank cares deeply about our community. We are constantly looking at how we can best support our local businesses, the Chamber of Commerce and non-profit organizations.