Exchange Bank

couple in rocking chairs on porch

Your Hometown Bank

Deeply involved in our local community and focused on exceptional customer service, we offer all the services and conveniences of a big bank, without the big bank feel! 

Woman paying with watch.

Payments with a tap

An electronic version of your physical wallet, allowing you to enjoy
transactions via your phone, tablet or watch. Use it at
any store that accepts mobile payments!

Young couple outside new home.

Let’s build your dream home

Building a new home to your exact specifications is one of the most
exciting and rewarding projects you could ever undertake. Let us
help you finance it!

Woman on phone outdoors.
self-service banking

self-service banking

Log in with Face ID or your fingerprint, and handle most banking transactions from your mobile phone – transfer funds, deposit checks, schedule payments and more. Mobile BankingMake a loan payment. Reorder checks.

Arial view of Croatia.
new horizons travel club

what is it?

Discounted group travel opportunities, as well as exceptional products and services to meet many or all of your financial needs. New Horizons Travel Club.

Man and woman walking on andalusia farm.
personal lending

consumer loans

Finance your next purchase, consolidate debt or build credit with a consumer loan. Explore Consumer Loans.

Four young ladies at metropolis.
premier investing services

It's best to invest

Help plan for your future goals, save and grow your investments. Investment Services.

Parents with two kids at home playing.
mortgage loans

mortgage options

Our online application process is conveniently designed to allow you to stop anytime and pick up where you left off. We're here to help you find the exact loan to meet your specific needs. Apply online.

Young ladies walking downtown shopping.
Personal checking solutions

checking options

All our Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay and E-statements. We are constantly looking at ways to make our customer's lives easier through new technology and exceptional customer service.

Man paying with card at restaurant.

Your Card. Your Rules.

Customize your debit card rules and alerts with MyCardRules.

Employee Highlights

CONGRATULATIONS Jonathan Pope, Vice President/Commercial Lender, for reaching 20 years of service with EXCHANGE BANK. We truly appreciate your dedication and passion for Exchange Bank and our customers.

Three Men Standing with Service Award
CONGRATULATIONS Sandy Johnson, Loan Officer/Branch Supervisor at Exchange Bank of Lake Oconee, for reaching her 15-year anniversary with EXCHANGE BANK. Thank you, Sandy, for all of your hard work and dedication over the years.

CONGRATULATIONS Melody Doolittle, Vice President/Compliance Officer, on achieving 10 years of service here at EXCHANGE BANK. Thank you for being part of our success over the years. We appreciate your hard work!

Three men and Two Women holding service award

Empty house entry.

Let’s build your dream home together

We make it easy to finance your new home with competitive rates, friendly service and guidance. 

Couple at blackbird coffee.
SBA PPP REsponse

SBA and PPP Loans

Exchange Bank is proud to help our local business owners during the COVID-19 pandemic with our implementation of the Payroll Protection Program.

Photo of hands linked symbolizing a sense of community
STRONGER together


During the COVID-19 pandemic, Exchange Bank provided over 50 care packages to many local organizations.

Picture of Blocks with the words "Give Back" spelled out
United way of central Georgia

Exchange bank's united way campaign

Our employees are committed to supporting our local communities. Every year, our employees participate in payroll deduction donations throughout the year to help raise money for the United Way of Central Georgia. Each year more than $11,000 is donated by our employees. 

We Care About the Community 

Exchange Bank cares deeply about our community. We are constantly looking at how we can best support our local businesses, the Chamber of Commerce and non-profit organizations.  

Community Involvement

Best bank in town! I've tried almost every one. Their service stands out above all the others!
- Exchange Bank Customer Since 2008
Read more on our accessibility statement