Purchasing a new home? Remodeling? or Considering a Refinance? Exchange Bank makes the mortgage process easy and convenient.
We're a full-service Community Bank with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service.
Throughout the lending process, we provide regular loan updates and progress reports, so you always know the status of your loan. The exciting news is that we service many of the loan programs we offer. For the life of the loan our friendly staff will be able to assist you with your mortgage needs. We offer a variety of Mortgage Solutions.
Here is how our Mortgage Solutions compare:
- We offer automatic payments from deposit accounts. To set up automatic payments, you will need to sign a form authorizing us to debit your deposit account. Visit one of our five convenient locations in person or contact your lender or our servicing department at 478-452-4531, if you prefer to use electronic delivery and e-sign.
- You may also transfer funds from an Exchange Bank deposit account using Internet Banking or Mobile Banking.
- Our Online Payment Portal allows you to make your loan payment using another financial institution's deposit account.
- Our Loan Servicing Department is available during business hours to take payments over the phone. (If you are calling to do a transfer from another financial institution's deposit account, please have your routing and account number ready).
- If you prefer to pay with cash or check, visit one of our locations, and one of our friendly tellers can process your payment. Use our ATM Night Deposit for after hours.
- You can also mail your payment to Exchange Bank: P.O. Box 580, Milledgeville GA 31059-0580. If a mailed payment is received at the specified location after 5:00 pm eastern time, the payment will be credited the next business day.