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Business Savings

We have built a strong reputation as an outstanding, full-service Community Bank with an experienced staff offering expertise in every area from deposit accounts to lending solutions.

All our Business Savings Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay & E-statements. We are constantly looking at ways to make our customer’s lives easier through new technology and exceptional customer service. 
Our experienced Customer Service Representatives are available to spend quality time with you to be sure you select the options that best meet your financial needs. Please call Customer Service for Current Rate Information (478) 452-4531 or stop by and see us at one of our five convenient locations. 
We want to build a relationship that last a lifetime. Exchange Bank... YOUR Community Bank.
 

Business Savings Accounts

Commercial Money Market

  • $10,000 Minimum Deposit to Open
  • $9.00 Monthly Service Charge
  • Interest Bearing Account Compounded Monthly and Credited Monthly
Limitations:  Six (6) debits are allowed per monthly statement cycle. Any additional debits are $5.00 each.

Premium Commercial Money Market

  • $25,000 Minimum Deposit to Open
  • $9.00 Minimum Balance Fee
    • Fee Waived with Minimum Daily Balance of $25,000 or more
  • Interest Bearing Account Compounded Monthly and Credited Monthly
  • Tiered Interest Plans with a daily balance:
    • Less than $25,000
    • More than $24,999.99 but Less than $50,000
    • More than $49,999.99 but Less than $100,000
    • More than $99,999.99 but Less than $250,000
    • More than $249,999.99
Limitations:  A $5.00 Excess Debit Fee will be charged for each additional debit over 6 per monthly statement cycle. Thanks
 
 
 
 
 
 
 
 
 
 
 
 

Rate Information for Interest-Bearing Accounts: The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for noncash items (for example, checks). If the account is closed before interest is credited, you will not receive the accrued interest

Balance Information for Interest-Bearing Accounts: We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Fees may reduce earnings for Interest-Bearing Accounts.
Paying with smart watch.

A secure and ultra convenient way to pay!

No wallet? No problem. Pay for goods and services with your smartphone or smart watch.