SaveUp

SaveUp with Every Swipe

Saving money doesn’t have to be complicated. With SaveUp from Exchange Bank, you can grow your savings automatically—just by using your debit card.

Every time you make a debit card purchase, your transaction is rounded up to the nearest dollar, and the difference is transferred directly into your savings account. It’s a simple, seamless way to build your savings over time without changing your routine.

How it works:

  • Use your Exchange Bank debit card for everyday purchases

  • We round each transaction up to the nearest dollar

  • The extra change is automatically deposited into your savings

Why you’ll love SaveUp:

  • Effortless savings—no extra steps required

  • Small amounts add up quickly over time

  • Helps build healthy financial habits

  • Fully automated and easy to manage

Whether you’re saving for a rainy day, a vacation, or something special, SaveUp helps you get there—one purchase at a time.

Start turning everyday spending into meaningful savings with SaveUp from Exchange Bank.

 

SaveUp – Frequently Asked Questions

SaveUp is a feature that helps you grow your savings automatically. Every time you use your Exchange Bank debit card, your purchase is rounded up to the nearest dollar, and the difference is transferred into your savings account.
When you make a purchase, we round the total up to the next whole dollar. The “spare change” is then automatically moved from your checking account into your designated savings account.
If you spend $3.45, your purchase is rounded up to $4.00. The remaining $0.55 is transferred into your savings account.
You will need an additional Exchange Bank account to enroll in SaveUp. The rounded-up funds can be deposited into a savings account, money market account, or another checking account—whichever option works best for you.

No, SaveUp is a complimentary feature available to Exchange Bank customers.

Yes, enrollment is required. Our team can help you get started quickly and easily.
Absolutely. You can opt out of SaveUp at any time by contacting your local branch.
Most everyday debit card purchases qualify. Certain transactions, such as ATM withdrawals or fees, may not be included.
There is no limit—the more you use your debit card, the more your savings can grow.
SaveUp makes saving simple. It helps you build your savings consistently without needing to think about it, turning everyday spending into meaningful progress toward your financial goals.

Ready to Save Up?

Stop by any Exchange Bank location, call us at 478-452-4531, or message us in Online or Mobile Banking.

SaveUp may take up to the next business day to become active after enrollment. Transactions made before activation is completed may not round up. SaveUp transfers occur after debit card transactions post to the account and may take 1–2 business days to appear in savings. Transfers will only occur when sufficient funds are available in the checking account at posting. Program subject to eligibility and account terms.