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SBA Loans

Unlocking Business Opportunities: The Power of a Small Business Administration (SBA) Loan with Exchange Bank

Exchange Bank is committed to supporting entrepreneurs and strengthening the community through flexible and personalized lending solutions. Let us help you unlock your business's potential with our SBA lending options.

What is a SBA Loan?

The Small Business Administration (SBA) is a government agency that helps small businesses by offering different programs, including lending initiatives. SBA loans are designed to offer flexible financing options to small businesses.

Why Choose Exchange Bank for your SBA Loan?

  • Expert Guidance: Our team of experienced SBA lending specialists is committed to guiding entrepreneurs through every step of the loan process. From application to approval, we provide personalized support and expertise to help businesses secure the funding they need.
  • Flexible Terms: SBA loans offer flexible terms and competitive interest rates, making them an attractive option for small businesses looking to finance various initiatives, from startup costs to equipment purchases and real estate investments.
  • Accessible Funding: With SBA lending through Exchange Bank, businesses can access the capital they need to grow and thrive, even in challenging economic environments. Whether you're launching a new venture or expanding an existing enterprise, we're here to help you achieve your goals.
  • Local Decision Making: As a community bank, Exchange Bank understands the unique needs and challenges facing local businesses. Our local decision-making process allows us to provide quicker turnaround times and more personalized service than larger financial institutions.

Types of SBA Loans Offered by Exchange Bank

  • SBA 7(a) Loans: The most common type of SBA loan offers flexible financing for a wide range of business purposes, including working capital, equipment purchases, and debt refinancing.
  • SBA 504 Loans: Designed for businesses seeking long-term financing for major fixed assets, such as real estate or large equipment purchases. This program offers low down payments and fixed-rate financing options.

How to Get Started

If you're ready to explore the possibilities of SBA lending with Exchange Bank, our team is here to help. Contact us today to schedule a consultation and learn more about how our SBA lending program can support your business's growth and success.